“I can do this later.”

Maybe, but it is never too early to start your estate plan. Parents with minor children should, at a minimum, create legal documents to name temporary and permanent guardians for their children. And, all of us could save time and money by creating power of attorney documents now to name trusted individuals to act on our behalf if we are unable to do so. Waiting until later risks losing control of important decisions regarding your family and your assets. Keep your families out of the court system by taking charge now.

    

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“I don’t need an estate plan. I am not wealthy and don’t have many assets.”

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“I already have a Transfer on Death Deed on my house. I’m good.”